• 1. Credit Requirements
    • In business at least 4 years under current ownership.
    •  
    • No prior bankruptcy or other major derogatory items.
    •  
    • At least 3 active trade references.
    •  
    • Commercial bank account with no NSFs.
    •  
    • Dun & Bradstreet Report with a minimum Paydex of 70.
    •  
    • Owner must have a minimum Beacon Score of 650, with maximum revolving debt not to exceed 65.
  • 2. Insurance Requirements
    • General & Automobile Liability (Road) or General Liability (Storage)
    •  
    • Limits of liability for bodily injury and property damage of not less than $1,000,000 combined single limits.
    •  
    • Physical Damage: Coverage for hired and non-owned vehicles leased and rented.
    •  
    • Thirty days notice of cancellation
    •  
    • Auto Fleet Coverage: Please notify Palmer Leasing, Inc. if the insurance provider requires notification of additional leases.
    •  
    • Additional Insured – Loss Payee: Palmer Leasing, Inc. must be named as additional insured and loss payee with respect to all leased and rented trailers.
  • 3. Required Forms

    To establish an account and lease equipment from Palmer Leasing, customers may be required to complete and submit the forms below. Documentation requirements vary based on the type of equipment, intended use, payment method, and account structure.

    Please review and complete all forms requested by our team before your rental or lease begins. Equipment cannot be released until the required agreements, insurance documentation, and approvals are in place.

    Required forms may include:

    Credit Application
    Credit Card Agreement
    Road Insurance Requirements
    Storage Insurance Requirements
    Lease Agreement
    Personal Guarantee

    To download these forms, please visit the Forms page on our site, located here.

    Contact Palmer Leasing with questions about which forms apply to your account or equipment needs.

     
     
     
  • 4. Payment Methods

    Charge cards are accepted at time of reservation and are accepted for payment at time of equipment return or at the end of the billing cycle. Acceptable forms of payment are: Visa, American Express, Discover, MasterCard, and ACH. Due to ongoing issues with the St. Louis mail system we are no longer able to accept company checks via mail.

  • 5. Required Maintenance

    In addition to the pre-trip daily inspection, your Palmer trailer must have maintenance service at regular intervals for keeping your trailer in peak operating condition. Required Trailer Maintenance • Each 30,000-miles or six-months (Whichever comes first) - Bring trailer to Palmer Leasing (3 Union Seventy Center Drive, St. Louis, MO 63120) for regular maintenance.   NOTE:  All maintenance periods are recommendations based on average operating conditions. A trailer may require maintenance more frequently depending on how it is used, environment or other factors.

  • 6. Trailer Troubleshooting Guide

    Keeping your trailer on the road starts with identifying small issues before they lead to major downtime. The following troubleshooting tips can help you recognize common problems involving brakes, tires, landing gear, lights, and hydraulic systems.

    Begin with basic checks such as confirming air-line and electrical connections, verifying adequate air pressure, checking tire inflation, inspecting for loose or damaged components, and making sure hydraulic fluid levels are sufficient. Some issues may be corrected through routine adjustments, lubrication, cleaning, or replacing a fuse, hose, valve, or damaged wire.

    Common warning signs include:

    • Brakes that will not release, drag, grab, or respond properly
    • Uneven tire wear, loss of tire pressure, or a trailer pulling to one side
    • Landing gear that is difficult or impossible to crank
    • Dim, flickering, or completely inoperative trailer lights
    • Hydraulic cylinders that will not operate or hold
    • Noisy hydraulic pumps or restricted fluid flow

    Observe recommended day-to-day maintenance practices and use only lubricants and replacement parts that meet the trailer manufacturer’s specifications. Repairs involving damaged brake assemblies, axles, bearings, pumps, structural components, or other major systems should be completed by a qualified technician.

    Trailer Troubleshooting Guide

    To help keep your trailer on the road and reduce unnecessary downtime, use this guide to identify common trailer problems, possible causes, and recommended remedies. Observe routine care and maintenance recommendations, watch for the symptoms described below, and contact Palmer Leasing when professional service is required.

    Use only recommended lubricants and replacement parts that meet the trailer manufacturer’s specifications. Never attempt a repair that you are not trained or equipped to complete safely.

    Brakes

    Brakes Will Not Release

    Low air pressure
    Check the air-line connections and verify that there is sufficient air pressure in the tank.

    Brake shoes bound up at the cams
    Lubricate the brake operating components.

    Restricted brake hoses
    Replace the affected hoses.

    Brakes out of adjustment
    Adjust the brakes.

    Damaged brake assembly
    Bring the trailer to Palmer Leasing for repair.

    No Brakes or Insufficient Brakes

    Air supply shut off at the tractor
    Push the tractor control valve in.

    Low brake-line pressure
    Check the tractor’s air-pressure gauge and inspect the compressor.

    Brake lines between the tractor and trailer are not properly connected
    Reconnect and properly couple the brake lines.

    Reservoir drain cock is open
    Close the drain cock.

    Slow Brake Application or Release

    Lack of lubrication
    Lubricate the brake operating components.

    Excessive travel in the brake chamber
    Adjust the brakes.

    Restriction in a hose or line
    Replace the affected brake hose or line.

    Defective brake valve
    Replace the brake valve.

    Brakes Grabbing

    Foreign material on the brake lining
    Reline the brakes.

    Brakes out of adjustment
    Adjust the brakes.

    Brake drum is out of round
    Replace the brake drum.

    Damaged brake chamber or internal assembly
    Bring the trailer to Palmer Leasing for repair.

    Leaking or broken hose between the relay valve and brake chamber
    Repair or replace the hose as required.

    Brakes Dragging

    Brakes out of adjustment
    Adjust the brakes.

    Binding cam, anchor pins, or chamber-rod-end pin
    Lubricate and free the affected components.

    Damaged brake assembly or out-of-round brake drum
    Replace the damaged component.

    Wheels, Tires and Alignment

    Rim and Axle Issues

    Broken or cracked spring
    Replace the complete spring.

    Weak spring
    Replace the complete spring.

    Axle out of alignment
    Align the axles.

    Trailer tracks to one side or has excessive tire wear
    Align the axles.

    Tire wobble caused by uneven rim clamping
    Torque and tighten all rim clamps.

    Burned, worn, or damaged wheel bearings
    Replace the bearings.

    Bent wheel or rim
    Replace the wheel or rim.

    Bent axle
    Straighten or replace the axle.

    Leaking oil
    Replace the wheel seals.

    Trailer Tracks to One Side

    Broken leaf spring
    Replace the complete spring.

    Bent axle
    Straighten or replace the axle.

    Axles out of alignment
    Align the axles.

    Loss of Tire Air Pressure

    Punctured tire
    Repair or replace the tire.

    Faulty valve or valve core
    Replace the valve assembly or core.

    Uneven Tire Wear

    Overinflation or underinflation
    Inflate the tires to the proper pressure.

    Loose wheel-stud nuts or clamps
    Tighten the wheel-stud nuts or clamps.

    Loose or overly tight wheel-bearing adjustment
    Adjust the bearings.

    Bent or misaligned axle
    Straighten, align, or replace the axle.

    Tires are not properly matched
    Install properly matched tires.

    Improper brake actuation
    Correct the brakes as required.

    Frequent rapid stopping
    Apply the brakes more gradually when approaching a stop.

    High-speed driving through turns
    Reduce speed when turning.

    Landing Gear

    Landing Gear Will Not Crank or Is Difficult to Crank

    Bent crankshaft
    Straighten or replace the shaft.

    Bent cross shaft
    Replace the shaft.

    Insufficient or incorrect lubricant
    Lubricate the landing gear according to the manufacturer’s lubrication chart.

    Damaged gears or components
    Free or replace the damaged components.

    Jackscrew nut is jammed
    Replace the inner leg assembly.

    Electrical System

    General Electrical Problems

    Circuit breaker repeatedly trips
    Locate and correct the short. Splice or repair the affected wiring.

    Burned wires
    Replace the damaged wiring.

    Dirty or corroded contact points
    Remove the lamp unit and clean the contact points.

    Loss of ground at the bulb
    Repair the ground connection as necessary.

    Complete Loss of Trailer Lights

    Broken main wiring harness
    Repair or replace the wire or harness.

    Blown fuse or tripped breaker
    Replace the fuse or reset or replace the breaker as appropriate.

    Broken ground lead between the tractor and trailer
    Check, repair, or replace the jumper cable, if equipped.

    Loose or corroded connection in the ground lead
    Repair or replace the connection.

    Dim or Flickering Lights

    Tractor battery is not sufficiently charged
    Charge or service the tractor battery.

    Damaged wire in the jumper cable
    Repair or replace the wire.

    Dirty or corroded contact blades
    Clean the contact blades.

    Loose electrical connection
    Repair the connection as necessary.

    Poor ground at the socket
    Repair the ground connection as necessary.

    Hydraulic System

    Hydraulic Cylinder Will Not Operate

    Insufficient oil level
    Fill the reservoir to the proper level.

    Restricted oil flow
    Locate and remove the restriction.

    Worn pump
    Repair or replace the pump.

    Hydraulic hose is not connected
    Connect the hose securely.

    Restricted control linkage
    Inspect and repair the linkage.

    Broken key or keyway in the drive
    Repair or replace the key or keyway.

    Hydraulic Cylinder Will Not Hold

    Air in the hydraulic system
    Bleed the system by cycling it several times.

    Valve-control lever is not in the hold position
    Inspect and repair the linkage.

    Worn control valve
    Repair or replace the valve.

    Worn pump
    Repair or replace the pump.

    Noisy Hydraulic Pump

    Air in the hydraulic system
    Bleed the air from the system.

    Restricted oil flow
    Drain the tank and remove the restriction.

    Insufficient oil supply
    Fill the reservoir to the proper level.

    PTO operating at excessive RPM
    Lower the PTO speed.

    Water in the hydraulic oil
    Drain the system and replace the oil.

    Dirty or contaminated oil
    Drain the system and replace the oil.

    Incorrect oil viscosity or oil type
    Drain the system and refill it with the manufacturer-recommended oil.

    Worn or damaged pump
    Replace the pump.

    Need Service?

    Some conditions can be resolved through routine inspections, lubrication, adjustments, or replacement of minor components. Problems involving damaged brake assemblies, structural parts, bearings, axles, hydraulic pumps, or other major systems should be handled by a qualified technician.

    Contact Palmer Leasing for service assistance:

    service@palmerleasing.com
    314-389-4400

Palmer Leasing Logo
  • 7. Delivery & Returns

    Palmer Leasing offers professional and convenient trailer delivery and pickup service through an experienced third-party transportation provider. Drivers are skilled in positioning and locating trailers with precision to help ensure efficient placement at your site.

    Delivery and pickup are available at $100 per hour, plus a fuel surcharge. A minimum of 24 hours’ notice is required so we can secure a driver. Requested service times are subject to driver availability and are not confirmed until approved by Palmer Leasing.

    Customers are responsible for ensuring the site is safe, accessible, and ready for the trailer at the scheduled time. Additional charges may apply for extended wait times, restricted access, after-hours service, or other conditions that delay delivery or pickup.

    For loaded trailers that need to be moved or re-spotted, Palmer Leasing works closely with reputable drayage and cartage companies and can help coordinate the appropriate service.

  • 8. Emergency Repairs

    For any repair service needed during our Normal Business Hours (7:00 am thru 4:00 pm M-F, CT), please contact (314) 389-4400 or service@palmerleasing.com.

    For Emergency after-hours related service, please contact Fleetnet at (800) 972-8872.  Please have the following information available for the customer service agent when calling:

    • Palmer Leasing Unit #
    • Lessee – Company Info
    • Reason for breakdown
    • Location of trailer
    • Driver contact information

    Please note: Palmer Leasing will not pay any unauthorized work or parts appearing on an invoice filled in connection with a repair. 

    Customer must obtain approval number from a Palmer Leasing service representative for any repairs.  

    All work must be performed at the location designated or approved by Palmer Leasing service representative; and Palmer Leasing is not responsible for damages and charges resulting from damages will be charged back to customer; and maintenance must be performed at Palmer Leasing’s facility in St. Louis unless otherwise agreed to.

  • 9. Palmer 80 Point Inspection

    The following are the elements of our 80-Point Inspection procedure. This procedure helps ensure that your Palmer Leasing equipment has been inspected and when required repaired to our exacting standards.

    Lights & Reflectors

    • Tail lights
    • Marker lights
    • Turn signals
    • Seven-pin connector receptacle
    • Light cord receptacles
    • Wiring junction boxes
    • Reflective tape
    • Verification that all required lighting devices and reflectors are present and operational

    Brake System

    • Glad-hands
    • Service brakes
    • Parking brakes
    • Brake drums
    • Hoses
    • Tubing
    • Brake shoes
    • Brake chambers
    • Valves
    • Air tanks
    • Drain air tanks
    • Tank mounting
    • Check brake-adjuster travel with air applied
    • Anti-lock braking system
    • Grease S-cam bushings and slack adjusters
    • Adjust all brakes

    Tires

    • Check for sidewall damage, cuts, flat spots, bulges, and irregular wear
    • Check tire inflation
    • Check valve caps
    • Check tread depth
    • Confirm matching partner-tire height and tread pattern

    Wheels & Rims

    • Check wheel seals
    • Inspect for cracked spokes or hubs
    • Check and torque lug nuts when needed
    • Check and fill hub caps with oil or grease
    • Replace leaking hub caps
    • Check hub odometer

    Frame

    • Cross members
    • Side rails
    • Rivets and fasteners on the bottom rail
    • Subframes
    • Sliding axle assemblies
    • Spare-tire carrier

    Landing Gear

    • Landing legs
    • Landing gear
    • Sand shoes
    • Braces
    • Wing plates
    • Crank handle and holder
    • Test operation and grease when needed

    Suspension

    • Leaf springs
    • Spring hangers
    • U-bolts
    • Torque arms
    • Radius rods
    • Bushings
    • Saddles
    • Equalizers and bushings
    • Air bags
    • Air-bag leveling valves

    Body

    • Coupler plate and king pin
    • ICC bumper
    • Mud flaps and brackets
    • Doors
    • Door handles
    • Hinges
    • Door hold-backs
    • Floor
    • Roof
    • Roof bows
    • Interior walls
    • E-track and log posts
    • Deodorize the interior
    • Sweep and clean the interior
    • Wash the exterior
    • Paint as needed
    • Body and doors
    • Rims

    Registration & Inspection

    • Registration and license plate
    • FOID inspection decal
    • Identification decals
    • Safety decals
  • 10. Tire Replacement

    Tire Replacement Policy

    Palmer Leasing covers normal wear and tear and will replace worn tires at any time at our facility in St. Louis. Palmer Leasing maintains a (Trailer Maintenance Schedule) where customers are provided the opportunity to bring the equipment in for maintenance where we will replace worn tires and perform maintenance at no cost to the customer.

    If you notice a tire issue at any time during the lease, please notify Palmer Leasing as soon as possible.
    Should a tire become unserviceable while on the road from a condition, other than those listed in the exclusion section below, the customer can make a claim to have Palmer Leasing cover the replacement of the tire.

    To make a claim you must:

    1. Obtain approval and claim number from a Palmer Leasing service representative for the replacement or repair of a tire the tire/casing.
    2. Replace tire with a comparable height and tread to its mate.
    3. All work must be performed at the location designated or approved by Palmer Leasing service representative.
    4. Return the damaged casing to Palmer Leasing (3 Union Seventy Center Drive, St. Louis, MO 63120, (314) 389-4400) within 30-days of replacement.

    Exclusions:

    1. Road hazards – cuts, snags, tread tearing or chunking, punctures, bruises dragging, curbing, or impact breaks and any damage caused by improper puncture or tire repair such as separation in any part of the tire
    2. Continued use while the tire is overinflated, underinflated or flat.
    3. Tire damage or failure resulting from improper operation including overloading or any use contrary to the vehicle manufacturer’s tire recommendations.
    4. Flat tire repair – Palmer Leasing is not responsible for flat tires, all trailers leave our lot with properly inflated tires.

    Palmer Leasing will not pay any unauthorized work or parts appearing on an invoice filled in connection with a repair.

  • 11. Trailer Repair Standards

    Lights & Reflectors

    The same quality lights and reflectors must be present and in good working order.

    Brakes & Brake System

    Replacement brakes need to be same quality as those installed on the unit at lease inception. Palmer Leasing replaces breaks where at approximately ¼” brake lining remaining. If brakes are run below ¼” break shoe remaining, damage from exposed brake shoe rivets may occur. If brake drums are damaged due to lack of regular maintenance you may incur unnecessary costs associated with replacing break drums.

    We encourage you to contact Palmer Leasing to schedule a service appointment when brakes are approaching ¼” of brake lining. This service provided under the terms of your lease.

    Tires

    Replacement tires should be of the comparable quality, tread pattern and depth to those installed on the unit at lease inception. If a tire is a fist line tire (virgin casing), it needs to be replaced with a first line tire, if the trailer has re-caps, then a recap is acceptable.
    Should a first run tire be replaced with a re-cap, the original first run casings must be returned. If the original first run casings are not returned, there will be a charge for missing casings.

    As part of our maintenance program, Palmer Leasing replaces tires on road and cartage units when they reach 4/32″ tread depth. If tires are run below 2/32″ of tread remaining, a fee to recover any damage to the casing may apply.

    Please inform Palmer Leasing when tires are approaching 4/32″ tread depth to schedule an appointment for tire replacement. This service provided under the terms of your lease.

    Wheels & Rims

    Replacement wheels/rims need to be of comparable quality, color and finish to the components installed at lease inception.

    Frame

    Cross members can be straightened as long as:

      • They are not severely bowed (more than ¼”);
      • The flange is not separated from the floor;
      • And the metal is not torn, or kinked.

    When installing cross members, end clips must be welded and Mylar tape must be used between any dissimilar metals.

    ICC Bumpers and Rear Under ride Guards

    Minor bends may be straightened. Any other damaged pieces must be replaced. All replacement parts should be painted to match and reflective tape replaced.

    Undercarriage and Mud Flaps

    Mud flaps with tears, cuts, holes, or cracks must be replaced with anti sail flaps. Bent mud flap brackets must be straightened or replaced.

    Landing Gear

    Bent or damaged legs need to be replaced with the same type of leg. Minor bends in braces can be straightened, however braces that have a kink must be replaced. Wing and support plates must be welded to the cross members.

    Suspension

    All suspension areas must be straightened or replaced as necessary to be in good working order. Axles must be replaced if they are bent or have spindle damage or groves. No spindles are to be replaced. Worn bushings must be replaced.

    Body

    Floor

    Minor scrapes/gouges in the floor are considered normal wear and tear. Should these scrapes/gouges substantially weaken the floor a floor repair is required.

    Section repairs/patches in trailer floors/decks are acceptable when;

    • The same hardwood (species, thickness and quality) as the rest of the floor is used;
    • The repair/patch covers at least three (3) cross members;
    • The repair/patch is the full width of the floor board/plank.

    Roof

    Aluminum roofs: 

    We allow for roof patches as long as the size of the patches does not exceed 3′ x 3′. Patches need for aluminum roofs need to be of the same material and affixed to the roof with buck rivets at 1″ spacing along the perimeter of the repair. Roof sealer must be used to cover the sectioned area.

    Fiberglass roofs: 

    Aluminum roof sections – If the hole requires a patch that exceeds 3′ x 3′ or should there be more than two patches in a 6′ section of their roof, a roof section is required. A roof section must start from the front or rear of the trailer and cover less than 50% of the length of the trailer. Sections for aluminum roofs need to be of the same material and affixed to the roof with buck rivets at 1″ spacing along the perimeter of the repair. Appropriate caulking and roof sealer should also be applied to ensure the roof is watertight.

    Fiberglass roof sections – If the hole requires a patch that exceeds 3′ x 3′ or should there be more than two patches in a 6′ section of their roof, a roof section is required. A roof section must start from the front or rear of the trailer and cover less than 50% of the length of the trailer. Sections for fiberglass roofs need to be of the same material with aluminum framing at the joints affixed with buck rivets at 1″ spacing along the perimeter of the repair. Appropriate caulking and roof sealer should also be applied to ensure the roof is watertight.

    In all cases, should over 50% of the roof require repair, then the whole roof needs to be replaced.

    Roof Bows

    Straightening roof bows is acceptable if:

    • Their original shape can be restored;
    • They are free of cuts and metal burrs.

    If the roof bows cannot be repaired under these terms, they need to be replaced.

    Side Panels

    Sectioning the complete width of the panel and buck riveting with hard buck rivets must repair holes in side panels. A section must start from the top or bottom of the panel, be less than 50% of the panel, and only one section per panel. If these conditions cannot be met, the panel must be replaced. Caulking or sealant should be put between the panel pieces prior to assembly; not bordering around the section after assembly. Only buck rivets will be accepted, no pull rivets of any kind.

    No more than three panels on the side of a trailer can be sectioned. If more than three panels require repair then the entire panel(s) must be replaced.

    Posts must be straightened to their original shape and be free of cuts, otherwise they must be replaced.

    Rails

    Rail sections are acceptable as long as the section starts from the front or rear of the trailer. Only one section per rail is allowed; sections on opposing rails or two rails on the same side are not allowed. If two rails are sectioned the section must be staggered at least 6 foot. All sections must be reinforced. Bottom rail reinforcements must be at least 4″ x 1/8″ flat stock iron extending three cross members on each side of the splice. Top rail reinforcements must be at least 3″ x 3/16″ flat stock aluminum extending 18″ on each side of the splice.

    Dents and bends in rails should be straightened. If the rail has been bent ½” or more in either direction it must also be reinforced. Reinforcements must be at least 4″ x 1/8″ flat stock iron extending two cross members beyond each side of the damaged area. Mylar tape must be used between any dissimilar metals.

    Body panel, post, and rail damage on trailers less than one year old may be required to be returned to like-new condition.

    Doors

    Door molding must be repaired if it is cut, broken, if the door core is exposed, or if the door does not fully seal. Door molding can be sectioned as long as the door core is watertight and the splice fully seals when the door is closed.

    Minor cuts less than 2″ in the door skin can be sealed with white silicone. Any damage where the door core is broken or is no longer watertight, require door replacement. No door sections will be accepted.

    Plywood

    • Replace sheets of plywood lining with
    • Holes larger than 3″ x 3″ in diameter;
    • Cuts that are greater than 25% of the height or width;
    • Expose a post;
    • Or are excessively splintered.

    Scuff Liner

    • Scuff liner maybe sectioned with the same type of material;
    • Scuff must be riveted or screwed to a post and the section must begin and end at a post;
    • Metal scuff liner must be attached with rivets, welded at sections and have no sharp edges;
    • Broken oak scuff must be replaced.

    Trailer Finish

    All customer paint, affixed signs and decals including decal adhesive must be removed and the trailer restored to like condition. Overspray or other materials that affix to the trailer must be removed and the trailer returned to like condition.

  • 12. Normal Wear

    Normal Wear Definition

    We recognize damages are a fact of life, dealing with them in a way that is both understanding of the reality of the use of the equipment. We take great care to maintain a quality fleet of equipment and meeting the next customer’s expectations with regard to quality and maintenance is an integral part of our business. We seek to be “easy to do business with” and over the years we have found when a trailer is returned with damage it is best to quickly notify the customer and provide them with information regarding the severity of damage and estimated costs associated with repair. We believe a defined process that uses transparent cost measures for damages and trailer repair standards to ensure quality are important components of supporting a smooth transaction. To this end we have developed a trailer repair cost guide to precisely determine costs for common trailer repairs and a trailer repair standards guide to define how repairs should be made to maintain fleet quality and consistency.
    Common normal wear items:

      • ICC Bumper

        – Minor bends (less than 20 degrees) will be repaired at no cost.

      • Tires

        – Tires that require replacement due to wear or age are the responsibility of Palmer Leasing. Tires that need to be replaced due to damage, improper inflation or misuse are not considered to be normal wear.

      • Trailer Body

      • – Minor dents, bruises and scratches to the trailer will be accepted as long as the trailer remains structurally sound and water tight

      • Doors

      • – Minor dents and scratches to the doors are acceptable. Doors must be operational, watertight and free of breaks.

      • Floor

      • – Minor scrapes and gouges are acceptable as long as they do not go through the floor or substantially weaken the floor.
      • Liner

      • – Damage to the liner is generally accepted – holes larger than 4″ in diameter may cause replacement.

    Any damage resulting from overloading, caustic materials or anything that is not aligned with manufacturers guidelines for use is not normal wear and tear and therefore may result in repair or replacement charges to the customer. Please treat the equipment as you would your own.

Have Questions?

Don't hesitate. Our team has worked in this industry for decades.
When you describe what you need, you are talking to someone who understands trailer specifications, lease structures,
and the operational demands of your business, not a call center reading from a script.